Mortgage Payment Calculator

Mortgage Payment Calculator

Estimate your total monthly housing payment, then save scenarios to compare them side by side.

Loan

$
$
% / yr
years

Taxes, insurance & fees (optional)

$ per year
$ per year
% / yr
Annual rate on the loan amount
$ per month
Estimated total monthly payment
$0.00

Your down payment is under 20% of the price. Conventional lenders typically require PMI in that case; enter a PMI rate for a more realistic estimate.

Principal & interest
Property tax
Homeowners insurance
PMI
HOA dues
Total monthly payment
Loan summary
Loan amount
Loan-to-value
Number of payments
Total principal & interest paid
Total interest
Show yearly amortization schedule
YearPrincipalInterestBalance

Scenario comparison

Estimate only. Principal and interest assume a fixed-rate, fully amortizing loan with monthly payments. Property tax, insurance, PMI and HOA amounts are based solely on the figures entered and are shown as they would be in the first year; actual amounts change over time. PMI is shown at the entered rate and is not removed as the loan balance declines. Actual loan terms, escrow amounts and mortgage insurance are set by your lender.